Now in limited access - Travel Operators
The travel payment layer
Built by Travel Pros
Not a Bank
Designed from
real agency payment needs
Integrated with
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UATP
Amadeus GDS
Sabre
Travelport
IATA BSP
NDC APIs
Carrier Acceptance
Scalable Solutions
More than a virtual card
Never miss a beat with
zyzzaPay
Integrated with
Platform Capabilities
Infrastructure built for the complexity of travel payments
Every component of zyzza is designed around the operational realities of high-volume travel agencies and operators - not retrofitted from generic fintech.
Start on prepay for higher rebates and faster onboarding. No underwriting required. When approved for the credit model, switching is seamless. Same rails, same card, no disruption to your workflow.
Built by operators who understand downstream debit memo risk. Correct rail selection before any charge is attempted eliminates ADM exposure at the source, not after the fact.
Single-use virtual cards issued per booking, matched to exact fare value, passenger name, carrier, and settlement window. Structured specifically for travel use cases, not retrofitted from generic corporate card infrastructure.
Full transaction ledger synced to your back-office in real time. Pricing transparency from booking to settlement. Reconcile across rails, carriers, and funding models without end-of-month surprises.
PCI DSS Level 1 infrastructure. IATA-aware settlement logic. Configured to meet airline and GDS compliance requirements. Built in, not bolted on.
Connect directly via documented REST APIs. Designed around real agency workflows, not generic fintech assumptions. No custom middleware, no lengthy implementation cycles.
Spend-based rewards structure designed to drive incremental booking volume. Converts everyday payment activity into growth leverage for your agency.
Zyzza Virtual Card
One workflow. Major airlines.
Your choice of funding.
Agencies can go live immediately on the prepay model while simultaneously submitting financials for bank underwriting on the credit model. Higher rebates from day one, no waiting. If approved, the switch from prepay to credit is seamless. Same card, same rails, same workflow.
Example:
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Issued on
Card type
Virtual
ADM protection
Active
Point of sale
USA
$250,000
Credit limit
Settlement
ARC
Mastercard - Primary Rail
Active
UATP - Secondary Rail
Active
ADM rate on correctly routed bookings
0%
Carriers pre-routed correctly
100%
Some carriers don't accept agency VCCs. The transaction goes through fine, but the carrier will issue ADMs later to claw back costs. UATP is a program most carriers do accept for agency payments, so no ADMs are issued. The trade-off is lower rebates. We maintain a live list of which carriers require UATP, and route accordingly before any charge is attempted.
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Carrier routing list maintained and updated continuously
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Mastercard used where carriers accept agency VCCs — maximizing rebates
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UATP used where carriers don't, eliminating ADM exposure
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Correct rail selected before the charge is ever attempted
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Full audit trail for every routing decision
Dual-Rail Architecture
Use the wrong rail and the carrier bills you for it later via ADMs
Powered by Mastercard
Mastercard is our primary rail for carriers that accept agency VCCs, maximizing your rebates where it's safe to do so. Where it isn't, we route to UATP to eliminate ADM exposure.
Our Mastercard partnership is purpose-built for travel, not a generic corporate card program.
BIN configuration, MCC routing, and settlement terms are all negotiated specifically around the economics of airline ticket issuance and agency operations.
What makes us stand out
98.7%
Carrier acceptance
rate
2
Funding models — prefunding & credit
<2s
Transaction
settlement
2×
Rails — Mastercard & UATP pre-routed
